Ready to retire

When you reach your late 50s or early 60s, you may begin to feel ready to move on from the world of work.

You might have already started to slowly transition away through a part-time role, but you now feel that you’re ready to retire.

Nevertheless, it’s essential that you get financially organised before you cross that finish line and enjoy the biggest holiday of your lifetime.

You may have various pensions, savings and investments accumulating in the background, but you might not know what they mean in terms of your future income. You might be uncertain as to whether you’ll have enough to live, let alone enjoy all the exciting new experiences you’d hoped to.

As Independent Financial Advisers, we have the experience and skill to help you achieve your goals.

Here’s what we do:

We’ll discuss, at length, your aspirations, objectives and concerns for retirement.
We’ll establish the value of your pensions, savings and investments, and what this means for your future.
We’ll make recommendations to improve your financial future; we’ll ensure every aspect is as tax-efficient as possible and make the most of new pension freedom rules, then work with you to implement the changes.
We’ll create an income strategy that is rigorously stress tested, suited to your needs and we’ll help you adjust it as time goes by.
We’ll deal with your pension providers, completing all the administrative work so that you don’t have to.
You can find out more about our client journey here.

Testimonials

“As a freelance photographer, finances in life can be precarious. Never able or inclined to delve into the world of stock markets or areas other than the standard offer from banks and building societies. I was recommended to Annetts and Orchard, who around 2004 started to advise me and handle any monies that I had available. We are not talking about vast sums, so don't be put off. Their professional but friendly way of doing business has kept me on a very happy footing since and never once have I felt badly advised - not the case with some friends of mine. Always with their client in mind my portfolio of funds has grown at a rate far higher than any individual could hope for. Retirement with a solid financial background is an area I could only have dreamt of. I would have no hesitation in recommending Annetts & Orchard, the sooner you start the better life will be.”

Patrick, Blandford

A client since 2004

“I would like to thank Annets & Orchard for helping me review my pension policies and for your honest advice of how I should reinvest my ISA when it reaches maturity. I thank you especially for helping to rearrange my Critical Illness and Life Assurance policy. You made a very sensitive subject a lot less painless with your professionalism, friendliness and understanding of my changed circumstances. You also have a good sense of humour, which helps as most of the things we had to sort through were quite heavy going for me.”

Dean, Marnhul

A client since 2013

“I have used Annetts & Orchard for the last five years. During this time, they have assisted me with a first-time mortgage and more recently a mortgage for my new house, as well as home insurance for both. House buying is extremely stressful, but I felt that this was one less thing I needed to worry about. Annetts & Orchard found the best product for me and the whole process from start to finish was as seamless as possible. I would not hesitate in engaging their services again in the future.”

Jonathan, Southampton

A client since 2010

“I have been with Annetts & Orchard since 2008: I needed mortgage advice, and they were recommended to me by a trusted colleague. As my personal circumstances developed and my financial needs have changed over the years, the team have advised me on a range of pension and investment issues, and I feel I now have a solid financial plan in place. What I value is how Annetts & Orchard take the time to understand my needs and explore different solutions with me - I feel in control of my financial future but with the support and guidance of experts.”

Dr P Hornsby, Wokingham

A client since 2008

“I wanted to send a private message to say that, for what it is worth, I have worked for hundreds of companies over the last seven years whilst here - the biggest compliment I can give you and your company is that if someone came to me to ask for a recommended company for advice, you would be top of the list by a long, long way.”

Oliver, Winchester

A professional connection

“I was recommended Annetts & Orchard by a colleague who found their helpful and professional approach both useful and reassuring. I have certainly also found this to be the case. Looking to invest savings while ensuring a safe future for my family, I find that the team make uncomplicated and appropriate suggestions. They are never pushy and most importantly listen. I am very comfortable leaving them to handle my investment portfolio.”

Shona, Salisbury

A client since 1998

“My husband had just died aged 50 and I required a sympathetic and professional approach. I couldn't have asked for a better team. They were knowledgeable, efficient and kind. Without a doubt they helped reassure me and reduced my stress. Since 2011, the team have been attentive and willing to discuss any concerns I may have. The investment choices have done well for me. I would highly recommend them to anyone requiring financial advice.”

Gail, Harlow

A client since 2011

"Annetts & Orchard have provided excellent financial advice and support to my 97-year-old aunt for some time. By providing sound financial help and making the investments on our behalf, we were freed from the worry and burden of decision making. I can therefore thoroughly recommend Annetts & Orchard, as I have seen for myself the excellent service they have provided to my aunt over a number of years."

Fran, Salisbury

A client since 2008

Read our client stories

Annetts & Orchard is a trading name of Annetts & Orchard Ltd. We are authorised and regulated by the Financial Conduct Authority. You can find Annetts & Orchard Ltd on the FCA register (FCA number 820272) by clicking here. Registered in England & Wales (11503291).

Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.

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Ready to retire

When you reach your late 50s or early 60s, you may begin to feel ready to move on from the world of work.

Nevertheless, it’s essential that you get financially organised before you cross that finish line and enjoy the biggest holiday of your lifetime.

Here’s what we do:

Testimonials

Get in touch

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