We know that mortgages can be complicated enough at the best of times. This is why we’ve made our fees as simple as possible for our clients.
Our charge for mortgage services is £400, payable when you apply for the mortgage.
We know that mortgages can be complicated enough at the best of times. This is why we’ve made our fees as simple as possible for our clients.
Our charge for mortgage services is £400, payable when you apply for the mortgage.
We may receive commission from the mortgage lender, which will be disclosed on the Key Facts Illustration (KFI) or European Standardised Information Sheet (ESIS) you will receive in relation to your recommended mortgage. If the sum of the commission from the lender + advice fee amounts to £650 or more, no additional fees will be charged to you. However, if the sum of these figures amounts to less than £650, we will charge a higher advice fee to make up the difference. For example, if the commission from the lender came to £150, we would charge an advice fee of £500, payable directly by you. Please see the table for an example of our charges.
Tom Littlefair2022-02-26Me and my partner first started looking into buying our first home just under a year ago and used Will Sharpe of A&O for our mortgage needs. Will at every point of contact over the year responded like we were his main concern even if we hadn't spoken for a couple of months, he explained everything in great detail and we never felt we couldn't ask a question no matter how small or potentially obvious. He responds very quickly and made sure we always had the information we needed. Overall we would 100 percent recommend him. We will definitely be using Annetts and Orchard again in the future.
Vaida Tamkiene2022-02-05It’s been a while since we bought our first home, and the process itself was rather long and complicated, so for about a year I’ve been meaning to review A&O and especially Will Sharpe – it’s not easy to express how very very grateful we are for all the truly fantastic support and advice we received! Nothing ever seemed too much trouble, despite the changes and delays, and always a pleasure to talk to. We can’t wait to return when it’s time to remortgage our house. P. S. Sincerest thanks for our Christmas card that’s just another little proof of your absolutely amazing and personal - overall exemplary - service! ❤️????????✨
Denis Twomey2022-01-31Have been using A&O for over 10 years, and my family has used them for even longer - all staff are incredibly helpful and knowledgeable and really care for their clients. Could not rate or recommend them higher!!
Martin Taylor2021-10-20Will Sharpe gave us excellent advice following a comprehensive phone call and online review of our requirements. His response time was most impressive - not sure when he sleeps and, when there were a couple of bumps in the road, he pro-actively addressed and resolved them. Overall, 5 star service and, in addition, a thoroughly pleasant person to communicate with. Martin
Paul Cuckoo2021-06-07Annetts & Orchard provide the exact reason you want to go with a local company for your insurance needs - truly personal service. It's been a long time since I've seen anything like the duty of care provided by a company for no other reason other than being the decent thing to do. Will be considering them for all my insurance and financial planning needs going forward.
Charlotte Evans2021-04-26Will was the absolute star of the show throughout our buying process. Our purchase wasn't the most straight forward, and at times we really wanted to shy away from it, but talking to and working with Will was consistently a pleasure and a joy. His advice was excellent, and we particularly appreciated how flexible he was with our sometimes changing requests (!) and how responsive he was too. We look forward to using Will and Annetts and Orchard again for our next property purchase, and have already recommended them to friends.
charles greaves2021-04-08Excellent Service! Would certainly use again without hesitation. Fully recommend!
Katherine Danaher2020-12-08This was the best money a young First Time Buyer couple could spend! After being messed around with our mortgage, our Mortgage Advisor Will, swiftly took everything off of our plate and handled it all. He was empathetic to our situation and always available to answer any questions, getting us a great deal. Pretty sure he got us the quickest mortgage offer in history! 100% would recommend to anybody looking to buy a house. We will certainly be coming back at time of remortgage.
Edward Stevens2020-11-18Will was incredibly quick to reply with in depth concise information. Extremely good service. Would highly recommend.
Richard Jenkins2020-10-07I have used these Specialists many time before and have always found them very good. Now helping my daughter with her mortgage. Excellent advice
Our advised protection planning services are suitable if you are looking for the best way to protect you, your family or your business through products such as critical illness cover, health insurance and life cover. We advise on non-investment protection products, including term assurance, income protection and critical illness from a range of insurers.
We offer products from a range of insurers for life cover, critical illness cover and income protection.
No fee is charged directly to you for our protection advice. We will receive a commission from the provider, which will be disclosed on the illustration you will receive in relation to your recommended product.
Annetts & Orchard is a trading name of Annetts & Orchard Ltd. We are authorised and regulated by the Financial Conduct Authority. You can find Annetts & Orchard Ltd on the FCA register (FCA number 820272) by clicking here. Registered in England & Wales (11503291).
Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.
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