Client stories

Client story

Protecting the family – Alan and Catherine

Alan and Catherine were concerned about providing for the family in the event of disaster. They had a joint life assurance policy, but they were concerned that this would still leave the surviving spouse struggling to make ends meet while looking after the children.

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Client story

Investing inheritance – Tom and Jane

Jane’s father had recently passed away and left her his property. Tom and Jane wanted advice as to how best to invest the money. They had some specific goals, including a final family holiday with their daughter before she went to university, and a trip to Australia to see Tom’s brother.

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Client story

Retiring in five years – Tim and Ellen

Tim and Ellen initially came to us for investment advice; however, during our initial conversations it became clear that neither were very sure about their financial position, particularly in terms of their retirement. They were hoping to retire in five years but weren’t sure if their goal was realistic.

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Client story

Early retirement – Carl and Sally

Carl had worked for the same company for the last 22 years and had, until recently, enjoyed his work. He wanted to retire early; his plan was to contribute as much as possible into one of his pensions for the next two years, but he wanted to know if this would be enough.

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Client story

Ready to retire – Peter and Angela

Peter and Angela were both already in receipt of their State Pensions but, until now, had continued working. The time had come to retire, and they had nine pensions between them. They had been reading up on the options available to them but were looking for guidance.

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Client story

Mitigating Inheritance Tax – Chris and Alison

Chris and Alison were already retired and came to us because they were concerned about Inheritance Tax, among other things. Their current Inheritance Tax liability for their children to pay was almost £100,000. They really didn’t like the idea of paying that much tax, if it could be avoided.

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Annetts & Orchard is a trading name of Annetts & Orchard Insurance Brokers, authorised and regulated by the Financial Conduct Authority. You can find Annetts & Orchard Insurance Brokers on the FCA register (FCA number 136445) by clicking here. Registered in England & Wales. Registered Office: 31 Castle Street, Salisbury, Wiltshire, SP1 1TT.

Please note that the value of investments may go down as well as up and investors may get back less than they invest. Where these pages refer to investment performance it should be remembered that past performance is not a reliable indicator of future performance. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details can be found by clicking here.

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