Executive pensions

Company Directors and Senior Directors can often benefit from using Small Self Administered Schemes (SSASs) for retirement planning. Like Self Invested Personal Pensions (SIPPs), they offer a high degree of flexibility and control to members, but they can be less expensive.

This is because many self invested pension administrators - unlike insurance companies - tend to charge only for the work they do, not a percentage of the funds under management, over which they seldom exercise any control, nor offer specific services. This means that a SSAS with three or more members will normally be less costly to administer than three or more individual SIPPs. And because you are paying only for the work done, the fees tend to be lower.

More importantly, there re now almost no differences between the contributions, investments and benefits under the two schemes so you can pick the one that suits you best.

We can also arrange insurance company based pension schemes, for those who require an investment strategy based on collective investments.